Atlas Rock Capital is a mortgage brokerage built exclusively for real estate investors — fix & flip, bridge, and DSCR rental. No owner-occupant paperwork, no waiting on a lender who doesn't understand your business.
Three programs that cover the way real deals actually get funded — from acquisition through renovation to long-term hold.
Acquisition and renovation financing for single-family rehab projects, structured around your timeline to sell.
Program detailsShort-term funding to purchase or improve a property while another sale or refinance is in motion.
Program detailsLong-term financing qualified on the property's cash flow, not your personal income.
Program detailsRun your deal through our breakdown tool — purchase price, rehab, ARV. Takes two minutes, tells you where you stand.
If the deal fits, you go straight to our calendar. No waiting on a callback, no gatekeeping.
We package your file and submit it to underwriting — you'll know what's needed and where things stand at every point.
Funds hit at closing. On to the next one.
For Fix & Flip and Bridge deals, we check against the same three thresholds our lending partners underwrite to — so you're not waiting days to hear "this doesn't work." (DSCR deals are qualified differently, based on rental cash flow.)
Net profit must be at least 10% of the total loan amount.
Total loan amount can't exceed 70% of after-repair value.
After-repair value must be at least $100,000.
