Every program below is built around the same real-world constraint: non-owner-occupied property, held or improved by an investor entity. No owner-occupant paperwork, no personal-income underwriting where it doesn't belong.
Acquisition and renovation financing for single-family rehab projects. Built for investors buying, improving, and reselling on a defined timeline — not long-term holds.
Short-term funding that lets you purchase or improve a property while another sale, refinance, or permanent loan is in motion. Keeps you moving without waiting on a prior deal to close first.
Long-term financing qualified against the property's rental income, not your personal W-2 or tax returns. Built for investors growing a rental portfolio one door — or one building — at a time. Works for purchase, refinance, or cash-out on a 30-year fixed loan.
*10.99%/1.99 points available to borrowers who have successfully paid off two prior deals in good standing. Standard pricing starts at 12.99%/2.99 points. DSCR Rental excluded states: North Dakota, Utah, Vermont. All rates, terms, and leverage are set by our lending partners, subject to full underwriting, and may change without notice.
Run your numbers through our deal breakdown tool — it'll flag what fits and point you to the right program before you spend time on the wrong one.
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